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Commercial insurance broker · Melbourne, Australia

Business insurance from a Melbourne broker who knows your name.

EliteSure arranges commercial insurance for small and medium businesses across Australia. One broker handles your quotes, renewals and claims.

  • Business
  • Public Liability
  • Professional Indemnity
  • Cyber
  • Motor Fleet

How EliteSure works

One broker, end to end

Quote requested

A construction business

Business PackPublic Liability
Comparing the market…3 insurers

Quote

Placed

Claim

SME commercial specialists

  • IndependentWe work for you, not an insurer
  • Claims fought in-houseLodged, chased and settled for you
  • 7 commercial linesBusiness packs to cyber and fleet
  • Melbourne basedWorking Australia-wide

About EliteSure

The service of a big brokerage, with the attention of one.

EliteSure is an independent, Melbourne-based brokerage looking after small and medium businesses across Australia. You deal with Chris and the team directly, every time. Just straight answers about your cover, from a broker who's across your whole book.

Chris Ragusa, founder of EliteSure

Founder

Chris Ragusa

  1. 01

    Your broker, start to finish

    You deal with a broker who knows your file, not a call centre. The person who places your cover is the same person who fights your corner at claim time.

  2. 02

    Independent advice

    Every account is remarketed each year, so your cover and price keep up with the market.

  3. 03

    Claims handled personally

    When something goes wrong, your claim is lodged, chased and settled by someone who knows your policy inside out.

Services

Specialist commercial cover for small and medium businesses.

We also arrange personal lines, including home & contents and private motor, for the business owners we look after.

Property, stock, theft and business interruption in one packaged policy. The backbone cover that keeps an SME trading after a bad day.

PropertyStockTheftBusiness interruption

Cover for third-party injury and property damage claims, scaled to your contracts, sites and turnover.

Protection when your advice or service is challenged. Essential for consultants, professionals and contract requirements.

Shields directors and business owners from the claims that come with running a company: employment disputes, statutory fines and investigations.

Contract works, plant and liability for builders and trades, structured around the projects you actually run.

Incident response, business interruption and liability cover for when a breach or ransomware event hits your systems.

Fleet policies for trades, transport and earthmoving, structured to keep premiums down as your fleet grows.

News & guides

Straight talk on insurance.

Business4 min read

Is your business underinsured? The gap most SMEs only find at claim time

Rebuild costs and stock values have moved faster than most sums insured. How to check yours before an insurer does it for you.

Fleet3 min read

Five practical ways to keep fleet premiums down this year

From driver records to excess structures: the levers that actually move a fleet premium, and the ones that just move paperwork.

Explainer5 min read

Business interruption cover, explained in plain English

The cover that keeps the lights on while you rebuild. What it pays for, what it never pays for, and how the indemnity period works.

Questions

Common questions about using a broker.

Ready to lodge a claim?

Lodge it online
  • A commercial insurance broker arranges insurance for your business and acts for you, not the insurer. EliteSure works out the cover your business needs, gets quotes from the insurers we deal with, places the policy, reviews it each year and manages your claims until they are resolved.

  • Asking for a quote is free. Like most brokers, we are mainly paid a commission by the insurer, which is included in your premium. If a broker fee applies, it is shown on your invoice. Our Financial Services Guide explains how we are paid.

  • Lodge your claim online or call us on (03) 9125 0079. We lodge it with the insurer, follow it up and keep you updated until it is resolved. You deal with the same broker who arranged your cover.

  • Small and medium businesses across Australia, including builders and trades, consultants and professional firms, and transport and fleet operators. We also arrange home and contents and private motor insurance for the business owners we look after.

Contact

Tell us what you need covered.

Send through what you need covered. We’ll come back within one business day, usually with a question or two, then a quote.

* means required. No obligation, no spam.

Book a call

Pick a time that suits you.

Elevate your risk management strategy with EliteSure today. See our live availability and book a call directly into the calendar. No back-and-forth emails.

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